I’ve noticed that I’m an extremely frugal person. In many ways this is a good thing. It signals “scrappiness” or the ability to be resourceful. But there are many cases where this makes less sense.

Mostly, this is bad when I start becoming frugal about money. I’m not even in a position where I need to be extremely frugal, but it’s almost like a natural instinct. The mainstream gen z tiktok zeitgeist would call this a scarcity mindset. To which I agree. This is bad. Mostly because I spend time optimizing random things. Spending Time

I’m writing this note as a reminder to stop doing this. Different mental frameworks to remind myself that it isn’t worth it:

  • I’m ambitious and thus I expect to do financially well. Transforming my ambition into action is purely a function of time and it will have asymmetric financial upside. Thus don’t waste time on things that don’t have asymmetric financial upside.
  • Worst case if I go completely broke, I know how to fix it, so don’t worry about it til it happens.